Common questions.
The fastest way to build trust is to answer the awkward questions clearly: what Vettit is, what it is not, where the data comes from, and how to use the score responsibly.
Is Vettit a credit bureau?
No. Vettit analyses public company data, filing behaviour, director history, charges, and official enforcement datasets. It does not use private payment data or regulated credit files.
Is the free report genuinely useful?
Yes. The free report includes the score, verdict, top red flags, filing status, key financial snapshot where available, and data freshness. The paid layer goes deeper rather than withholding the basics.
What if the company has limited accounts?
Vettit keeps the report useful by leaning harder on filing behaviour, director history, charges, enforcement signals, and company profile context. Limited disclosure reduces confidence, which is shown explicitly.
Can I use this before paying a builder or vendor?
Yes. That is one of the main use cases. The supplier lens is built to answer whether it looks safe to hand money over and how cautious you should be about deposits and staged payments.
Can I use this before taking on a client?
Yes. The client lens reframes the same public data around invoice risk, payment capacity, filing discipline, and whether you should tighten terms or request deposits.