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Marks and Spencer PLC

A supplier-focused reading of the public record: filing discipline, liquidity, charges, and governance signals that matter before you pay.

Company number
00102498
Incorporated
23 September 1926
Status meaning
Record currently orderly
Entity snapshot

Waterside House, 35 North Wharf Road, London, W2 1NW, United Kingdom

Why this report matters

Filing discipline is currently reasonable from the public record.

Sources used
Companies House
Sector benchmarks
Decision frame
Proceed with controls

This company may still be workable, but the combination of score drivers means you should control how much cash goes out before performance is proven. Coverage is broad enough that the recommendation can lean more heavily on confirmed records than on inference alone.

Case type
Managed-risk case
Confidence
Stronger confidence
Filing posture
Filings broadly current
Official records
No adverse official record surfaced
Immediate posture
Use staged payments or milestones rather than a large upfront payment.

This is workable, but the reasons for caution are material enough that process and payment structure should do some of the risk control.

Main reasons
Long trading historyConsistent filing discipline
Hard official records
Payment Practices Reporting shows the company usually pays suppliers in about 29 days.
The company holds a Gold Fair Payment Code award.
Pattern-based judgement
Financial health: The accounts provide enough detail to judge resilience directly rather than relying only on proxy signals.
Trading history: The company has been trading for about 99 years. Young companies are not automatically unsafe, but they leave you with less evidence of how they behave under pressure.
Trading history: Accounts appear to be up to date, which is a useful trust signal.
What remains uncertain
No official adverse record is surfaced in cache, but absence of a record is not the same as proof of safety.
Vettit score
Supplier Trust Score

A practical judgement layer over the public record, not a hidden credit file.

Moderate risk
75
Moderate risk
0 to 100 scale
Set the caution level.
Check the strongest drivers.
Treat missing disclosure as uncertainty.
Low risk 80+Moderate 60-79Elevated 40-59High risk under 40
Lower risk
Score drivers
Where the judgement is coming from

Each dimension contributes differently to the total score. Start with the strongest driver, then use the rest to see whether the risk is concentrated or broad.

Most influential dimension
Trading history is doing the most work here

The company has been trading for about 99 years. Young companies are not automatically unsafe, but they leave you with less evidence of how they behave under pressure.

Financial health
Weight 30%
69/100
30% of score
Profit before tax changed 4.9% year on year. A sharp drop matters because it reduces room for delays, disputes, or cost overruns.
Trading history
Weight 25%
85/100
25% of score
The company has been trading for about 99 years. Young companies are not automatically unsafe, but they leave you with less evidence of how they behave under pressure.
Director track record
Weight 20%
75/100
20% of score
Average active director tenure is about 8.5 years. Stable leadership usually reduces delivery risk.
Debt and charges
Weight 15%
76/100
15% of score
No outstanding registered charges were found. Historic satisfied charges suggest the business has borrowed before without current security still sitting over assets.
Sector risk
Weight 10%
70/100
10% of score
Operating margin is compared with a sector benchmark of 3.8%, which helps show whether this company is outperforming or falling behind peers.
Unlock dimension breakdown
See exactly where risk concentrates
Recommended action
Proceed with controls

This company may still be workable, but the combination of score drivers means you should control how much cash goes out before performance is proven.

No adverse official record surfaced in the current overlay set.
Stronger confidence: Coverage is broad enough that the recommendation can lean more heavily on confirmed records than on inference alone.
Recommended next steps
1Use staged payments or milestones rather than a large upfront payment.
2Ask who will actually deliver and supervise the work.
3Check whether the legal entity on the quote matches the one with the cleaner filing record.
Reassuring signs
Long trading historyConsistent filing disciplinePositive net assets
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Red flags
Signals that justify more caution
No major red flags surfaced

That does not make the company risk-free, but the obvious public warning signs are not currently prominent.

Positive signals
Signals that strengthen confidence
Long trading history
strong

The company has been trading for more than a decade, which lowers basic execution risk.

Why this matters: Positive signals do not remove risk alone, but they can reduce uncertainty when they align with filing discipline and resilience.
Consistent filing discipline
strong

Recent filing history looks on time, which supports trust in the basics.

Why this matters: Positive signals do not remove risk alone, but they can reduce uncertainty when they align with filing discipline and resilience.
Positive net assets
moderate

The latest balance sheet still shows a positive equity base.

Why this matters: Positive signals do not remove risk alone, but they can reduce uncertainty when they align with filing discipline and resilience.
Stable director tenure
moderate

Leadership has been in place long enough to suggest continuity.

Why this matters: Positive signals do not remove risk alone, but they can reduce uncertainty when they align with filing discipline and resilience.
Healthy working capital
moderate

Current assets exceed current liabilities in the latest filing.

Why this matters: Positive signals do not remove risk alone, but they can reduce uncertainty when they align with filing discipline and resilience.
Filing discipline
Accounts and statutory filing status

A company that struggles to keep its statutory record current deserves more caution than one that files consistently.

Filings broadly current
What matters most here
The statutory record currently looks broadly orderly.

Filing discipline is currently reasonable from the public record.

Last accounts made up to
30 March 2025
Next accounts due
31 July 2026
Confirmation statement
Due 14 May 2026
Company status
Active
Accounts type
full
Trust and freshness
What the report is built from, and how current it is
Deep evidence base
Freshly checked
Report generated on
23 June 2026
Data last updated
23 June 2026
Financials through
Year ended 30 March 2025
Completeness
94%
Freshness framing: Example data is treated as fresh for local product development.
Public-data product, not a credit bureau. Vettit distinguishes fresh checks, cached evidence, and background refresh activity rather than flattening them into one state.
Payment behaviour
Official supplier-payment record

This uses official UK payment-practices reporting where the business is in scope. It is one of the clearest public signals for the client-payment lens.

Checked 23 June 2026
Gold Fair Payment Code
Average time to pay
29 days
Paid within 30 days
84%
Paid late
11%
Typical terms
60 days
Source framing: Payment Practices Reporting mainly applies to larger businesses in scope of the regime. No record here does not mean a company is a prompt payer or a slow payer; it often means the regime does not apply.
Fair Payment Code: The company appears in the official Fair Payment Code directory with a Gold award valid until 2026 and was last checked on 23 June 2026. This is a positive payment-culture signal, not a guarantee.
Financial view
Latest usable financial snapshot

When disclosure is thin, Vettit leans more heavily on filings, governance, and official records instead of pretending the financial picture is complete.

Year ended 30 March 2025
Financial takeaway
The financial picture is usable, but not clean enough to stand on its own.

Treat this section as one part of the case and confirm the call with filing discipline, governance, and official overlays.

Revenue
£13.2bn
+3.1%
Operating margin
5.4%
Net assets
£2.3bn
Cash
£1.1bn
Current ratio
1.16
Debt to equity
0.58
Accounts framing: Latest filing type appears to be full. This helps explain why some companies support ratio analysis well while others need more behavioural interpretation.
Unlock financial snapshot
Revenue, margins, and liquidity ratios
Source coverage
How complete today’s official checks were

Vettit can still distinguish positive evidence from absence of evidence, and sources that do not apply are labelled explicitly.

Stronger confidence
Freshly checked: Example data is treated as fresh for local product development.
Companies House mirror
Fresh

Core company profile is available.

Structured accounts
Fresh

Structured account fields are available.

Sector benchmarks
Fresh

Sector benchmark context is available.

Payment Practices Reporting
Fresh

Official payment-behaviour data is available.

Fair Payment Code
Fresh

A Fair Payment Code award was matched from the official directory.

The Gazette
No record found

The Gazette was checked and no relevant notice was matched.

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